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Mortgage Programs

First City Bank offers an extensive variety of mortgage programs, as well as competitive rates and terms. We distinguish ourselves from large national mortgage companies and local loan brokers by our emphasis on flexibility and understanding of our customer's needs. Below are just a few of the mortgage programs available:

  • Purchase
  • Refinance
  • First Time Homebuyer
  • Conventional
  • Adjustable Rate Mortgages (ARMs)
  • Second Home / Investment Properties

First City Bank Home

Learn about our many other banking products we have to serve you.

Apply Online

Our online application is a powerful tool that allows you to complete a loan application when it is convenient for you and from the comfort of your home if you prefer.

Complete Our Online Application

Please be assured that your personal information is kept secure and will only be used for the purpose of requesting a mortgage loan.

If you are unable to complete the application you may return at any time to finish your application by entering the same User ID and Password you used to start your application.

Apply In Person

If you would rather apply in person, simply call us at 850-244-5151 to make an appointment. We will be happy to meet with you at any of our branches.